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Starting business in Italy

Begin your entrepreneurial venture with confidence as we navigate the complexities of company formation in Italy. Our professional consulting services are designed to ensure your success.

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How to open a bank account for business in Italy?

If you are looking to establish or expand your business in Italy, partnering with a reputable bank or financial intermediary will provide you with the expertise, resources, and incentives needed to succeed. Take advantage of Italy’s comprehensive financial services ecosystem and government-backed programs to drive your business growth, innovation, and sustainability in the heart of Europe.

List bank support open business account in Italy

1. OneSafe

Website:

https://www.onesafe.io

  • Neo-bank specializing in global businesses, especially those in Web3 and crypto, with multi-currency support and seamless digital onboarding.

2. UniCredit:

Website: https://www.unicredit.it

  • Major pan-European bank offering comprehensive online and corporate banking services, business loans, and cash management.

3. Intesa Sanpaolo

Website: https://www.intesasanpaolo.com

  •  Leading Italian bank with a wide range of business and investment products, strong digital banking, and sustainability focus.

4. Banco BPM

Website: https://www.bancobpm.it

  • Large Italian bank with tailored financial solutions, strong customer service, and a robust digital platform.

5. Banca Monte dei Paschi di Siena

Website:  https://www.bancobpm.it

  • One of the world’s oldest banks, offering full-spectrum business banking and a focus on ESG finance.

6. Cassa Depositi e Prestiti

Website: https://www.mps.it

  • State-owned, supporting business financing and strategic economic development projects.

7. BPER Banca:

Website: https://www.cdp.it

  • Regional bank with personalized business banking and digital solutions.

8. Findomestic Banca:

Website: https://www.cdp.it

  • Provides business banking services, especially for SMEs.

Requirements to open a business bank account in Italy

To open a business bank account in Italy, you must provide a comprehensive set of documents to satisfy legal, regulatory, and bank-specific requirements. Here are the main documents and information typically required, based on the latest guidance from Italian banks and digital providers:

Document Type

Company registration

Constituent documents

Identification/personal documents

Business information

Ownership/structure

Tax/regulatory details

Bank forms/declarations

Proof of capital/source of funds

Supporting documents (if requested)

Description/Examples

Certificate of incorporation

Articles & memorandum of association

Passports/IDs, proof of address for directors/owners

Business plan, activity description, projected turnover

List of directors/shareholders

TIN, VAT, CCSS number, licenses

Application forms, KYC/AML, letter of motivation

Bank statements, contracts, investment agreements

Major contracts, client/supplier info, organization chart

Our specialists advise:

When selecting a banking solution in Italy, it is essential for businesses to assess their company size, financial requirements, transaction volume, and long-term growth objectives. Traditional banks offer comprehensive services, credit facilities, and in-depth advisory, making them ideal for established companies with complex needs and a focus on building lasting relationships. Meanwhile, digital banks and EMI providers deliver quick, flexible, and cost-effective solutions, perfectly suited for startups, SMEs, international businesses, and e-commerce ventures seeking seamless digital onboarding and multi-currency capabilities.

 

If you're unsure which option is right for your business or need step-by-step assistance with the account opening process, our team is here to help. We offer tailored consultations to match your corporate structure with the most suitable banking solution in Italy or across Europe.

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