Starting business in Denmark

Begin your entrepreneurial venture with confidence as we navigate the complexities of company formation in Denmark. Our professional consulting services are designed to ensure your success.

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Explore the dynamic business environment of Denmark. We provide a crucial insights to help you navigate this thriving market.

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Quickly and easily register your company in Denmark from abroad. Dive into the dynamic business environment with ease.

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How to open a bank account for business in Denmark?

Opening a business bank account in Denmark is an essential step for entrepreneurs and foreign-owned companies planning to operate in the Danish market. This guide explains the process, requirements, and top banks for setting up a company bank account in Denmark, helping you navigate the Danish banking system with confidence.

Setting up a business account in Denmark is a straightforward process with basic documents such as ID, CPR number, and proof of address. Having a local bank account not only ensures compliance with Danish financial regulations but also offers cost-effective, secure, and modern banking solutions tailored to both personal and business needs. Here are the top Danish banks we recommend for opening a business account.

List of bank supporting to open business account in Denmark (2025)

1. Danske Bank

Website:

https://danskebank.dk

As Denmark’s largest financial institution, Danske Bank provides a comprehensive suite of business banking services. The bank is renowned for offering customized financial solutions, including credit facilities and insurance products, making it a preferred choice for companies seeking a full-service banking partner.

2. Nykredit Bank

Website: https://nykredit.dk

Renowned for its expertise in mortgage lending and business finance, Nykredit offers subscription-based account packages coupled with advanced digital banking services. This makes it a strong candidate for businesses seeking modern, scalable banking solutions.

3. Jyske Bank

Website: https://jyskebank.dk

One of the major banks in Denmark with personalized services for businesses. Strong in financial consulting, asset management, and support for businesses with more complex needs.

4. Lunar Business (Digital Bank)

Website: https://www.lunar.app/en/business

A 100% digital bank in Denmark, extremely suitable for startups and small businesses. Easy account opening via the app, no need to visit a branch in person. Integrates accounting, bill payments, and business budgeting.

Requirements to open a business bank account in Denmark

Opening a business bank account in Denmark is a critical step for any new company, but it can often be a complex and time-consuming process—especially for recently established businesses. Danish banks operate under stringent anti-money laundering (AML) regulations, which require thorough documentation and, in most cases, an in-person meeting with the company’s legal representative to complete the onboarding process.

Document Type

Company registration

Constituent documents

Identification/personal documents

Business information

Ownership/structure

Tax/regulatory details

Bank forms/declarations

Proof of capital/source of funds

Supporting documents (if requested)

Description/Examples

Certificate of incorporation

Articles & memorandum of association

Passports/IDs, proof of address for directors/owners

Business plan, activity description, projected turnover

List of directors/shareholders

TIN, VAT, CCSS number, licenses

Application forms, KYC/AML, letter of motivation

Bank statements, contracts, investment agreements

Major contracts, client/supplier info, organization chart

Our specialists advise:

Even with careful preparation, it is common for new companies to experience delays or even refusals when applying for a Danish business bank account. If you find yourself in this situation, consider exploring Digital banks like Revolut, Lunar, Wise. The Digital banks offers a fully digital business account that supports multiple currencies and enables efficient international payments. While Revolut or Wise is not a Danish bank and may not support all local payment functionalities, it serves as a practical interim solution for managing your company’s finances while your Danish bank account application is being processed.

From our consultancy experience, we’ve learned that patience, detailed documentation, and a proactive approach are key to navigating Denmark’s banking successfully. Leveraging digital solutions like Revolut, Wise, Lunar allow you to begin business operations without delay, ensuring you remain agile and responsive while awaiting full access to the Danish banking system.

How we can help you

We recommend reaching out directly with your preferred banks to discuss your unique business requirements, fee structures, and available services. This personalized engagement ensures you select the optimal banking partner that aligns with your company’s operational needs and strategic goals in Denmark. Our team is also available to provide expert guidance throughout this process to facilitate a smooth and efficient banking setup.

Ready to get started?

Contact us today for a one-on-one consultation and expert guidance in navigating the Danish business banking process. Let us help you choose the best banking solution for your company's growth and success!

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